Next-Generation Digital Banking

Empowering Your Ambitions with Smarter Banking.

Experience seamless financial solutions crafted for tomorrow. From instant paperless account setup to real-time global wealth management, navigate life’s milestones with Sampath Bank.

✨ Open an Account Online Explore Services ➔

⚡ 100% Digital Onboarding

🛡️ Bank-Grade 256-Bit Protection

🌐 24/7 Islandwide Accessibility

🚀

Instant Fund Transfer

Real-time zero-fee transactions

📈

Best Fixed Deposit Rates

Up to 11.5% p.a. guaranteed

Everyday Financial Essentials

📱

Digital Accounts

Open savings accounts digitally in under 5 minutes without branch visits.

💳

Cards & Privileges

Exclusive lifestyle discounts, dining treats, and zero-fee installments.

🏡

Flexible Loans

Fast approvals and competitive rates for home, education, and vehicle dreams.

🔐

Sampath Vishwa

Seamless payments, utility bills, and biometric security anytime, anywhere.

💱

Exchange Rates

Live

USD, EUR, GBP & forex values

➔

📊

FD Calculator

Up to 11.5%

Project high-yield term returns

➔

🧮

Loan Estimator

Instant

Compute monthly installments & EMI

➔

💳

Card Activation

PIN / OTP

Set PIN or unblock cards online

➔

Personal Banking

Financial Solutions Designed for Every Stage of Life

From flexible day-to-day accounts to funding your dream home and sending funds across borders, unlock personal banking engineered around your aspirations.

Compare all personal products ➔

💰

Sampath Double S

High-Yield Savings

Maximize your wealth with premium interest tiers, daily interest calculation, and seamless Vishwa app access.

✓ Tiered interest rates up to 9.25% p.a.
✓ Free international Visa debit card
✓ Zero maintenance charges on active balance

Open Account ➔

✨

Sampath Cards

Privilege Credit Cards

Unrivaled luxury privileges, fuel surcharge waivers, global airport lounge passes, and flexible installment plans.

✓ 0% interest installment plans up to 24 mos
✓ Dining discounts up to 50% islandwide
✓ Sampath Ultra Rewards cash-back system

Apply for Card ➔

🏠

Sampath Sevana

Home & Living Loans

Transform homeownership dreams into reality with customizable repayment tenure, swift evaluation, and low down-payment.

✓ Tenures extending up to 25 years
✓ Financing up to 75% of property value
✓ Fast-track approval within 72 hours

Calculate EMI ➔

🌍

Sampath e-Remittance

Global Remittances

Swift and secure inward transfers from worldwide partners directly to any Sri Lankan bank account with real-time SMS alerts.

✓ Instant credit to Sampath Bank accounts
✓ Competitive conversion rates guaranteed
✓ Western Union & MoneyGram integration

Track Transfer ➔

🎯

Need personalized guidance?

Let our personal financial advisors tailor an ideal package suited to your career and savings goals.

Book an Appointment

⚡ Flagship Digital Ecosystem

Experience Seamless Control with Sampath Vishwa

Engineered for absolute convenience on web and mobile. Manage accounts, pay bills, and execute global transactions in milliseconds with state-of-the-art biometric encryption.

📊

Instant Transaction Tracking

Live

Stay updated with instant push notifications, multi-currency balance monitors, and downloadable e-statements at your fingertips.

💡

Automated Utility Payments

100+ Billers

Clear electricity, water, telecom, insurance, and municipal fees in seconds or set auto-debit schedules so you never miss a due date.

⚡

Zero-Friction Fund Transfers

24/7 Real-Time

Inter-bank transfers across Sri Lanka via CEFT and SLIPS, peer-to-peer mobile payments, and streamlined beneficiary managers.

🛡️

Biometric Guard & Face ID

ISO Certified

Fast-track logins with Face ID, Touch ID, hardware-bound tokens, and intelligent fraud monitoring safeguarding every action.

Sampath Vishwa Mobile

● End-to-End Encrypted Session

v4.8.2

Total Available Balance

LKR 1,842,500.00

Sampath Double S •••• 4912

Active

💸 Transfer

📄 Pay Bills

💳 Cards

📈 Invest

Recent Activity View All

⚡

CEFT Outward Transfer

Today, 02:45 PM • To Commercial Bank

- LKR 45,000.00

↓

Salary Credit - Inward

Yesterday • Employer Automated Transfer

+ LKR 320,000.00

📱

Dialog Broadband Payment

22 Oct • Utility Settlement

- LKR 4,990.00

Download the Official Vishwa App

Available on iOS App Store, Google Play, & Huawei AppGallery

🍏 App Store 🤖 Google Play

Enterprise & Commercial Solutions

Powering Business Momentum with Tailored Corporate Banking

From agile SME working capital facilities to syndicated multi-currency enterprise lending, Sampath Bank backs national industries, importers, and exporters with forward-thinking financial infrastructure.

LKR 450B+

Commercial Credit Deployed

4,200+

Active Corporate Clients

🏭

Funding & Expansion

Commercial Lending

Custom financing architectures ranging from short-term working capital to long-term syndicated project loans and SME credit guarantees.

✔ Revolving credit lines & overdraft facilities
✔ Commercial asset leasing & plant upgrades
✔ Concessionary SME development schemes

Explore Loan Structures ➔

💻

Operational Efficiency

Cash Management

Gain end-to-end liquidity control via Corporate Vishwa with automated batch payroll, high-volume supplier payouts, and bulk reconciliation.

✔ Bulk vendor disbursements & EPF/ETF processing
✔ Multi-tiered signatory matrix & Maker-Checker
✔ Virtual accounts for instant client collections

Corporate Vishwa Portal ➔

🚢

Global Supply Chain

Trade Finance

Navigate cross-border commerce securely with international Letters of Credit (LCs), shipping guarantees, and export invoice discounting.

✔ Documentary credits & import collection bills
✔ Bank guarantees & performance bond issuance
✔ Pre-shipment & post-shipment export finance

Trade Advisory Services ➔

🏛️

Market Risk & Forex

Treasury Solutions

Mitigate currency fluctuation and interest rate volatility with institutional spot Forex, forward exchange contracts, and fixed-income assets.

✔ Foreign exchange forward contracts & swaps
✔ Sri Lanka Treasury Bills & Sovereign Bonds
✔ Dedicated dealing desk market intelligence

Consult Treasury Desk ➔

🤝

Connect with a Dedicated Corporate Relationship Officer

Custom credit structuring, balance sheet optimization, and expedited syndicate underwriting.

Request Business Consultation

Interactive Planning & Markets

Plan Your Finances with Precision & Clarity

Accurately simulate monthly loan repayments, estimate high-yield fixed deposit maturities, and review real-time central foreign exchange indicators.

Loan Principal Amount LKR 3,500,000

LKR 100,000 LKR 25,000,000

Repayment Period

Interest Rate (% p.a.) 12.50%

Estimated Monthly EMI

LKR 78,720 /mo

Total interest over 5 years: LKR 1,223,200

Apply with this Rate ➔

✨ Special Senior Citizen Bonus: +0.50% p.a. View all FD Tiers

Daily Exchange Rates

Indicative Commercial T/T Rates (LKR)

09:30 AM

🇺🇸

USD

US Dollar

Buy / Sell 298.50 | 307.25

🇪🇺

EUR

Euro

Buy / Sell 321.15 | 333.40

🇬🇧

GBP

British Pound

Buy / Sell 382.40 | 396.90

🇦🇺

AUD

Australian Dollar

Buy / Sell 196.20 | 205.10

🇦🇪

AED

UAE Dirham

Buy / Sell 80.80 | 84.10

View all 24 currency pairs & historical charts ➔

*Rates are indicative, updated continuously during trading hours, and subject to market fluctuations.

⭐ Sampath Private & Priority Banking

Bespoke Wealth Management & Privileged Prosperity

Preserve capital, accelerate growth, and craft enduring legacies. Experience premier advisory, privileged concierge access, and institutional-grade structured assets.

👑

Personal Portfolio Strategist

Dedicated Wealth Advisory

Your single point of contact backed by an expert committee of economists, tax strategists, and investment portfolio analysts.

✧ Discretionary & non-discretionary portfolio mandates
✧ Cross-border estate planning & family trusts
✧ Quarterly deep-dive balance sheet reviews

Meet a Wealth Advisor ➔

📈

High-Yield & Fixed Income

Structured Investments

Diversify beyond conventional deposits with sovereign securities, dual-currency options, and indexed long-term investment vehicles.

✧ Primary Dealer access to Treasury Bills & Bonds
✧ Dual-Currency Investments & foreign debt yields
✧ Capital-guaranteed structured yield products

View Available Yields ➔

💎

Elite Lifestyle

Priority Banking Status

Elevated privileges crafted to match your prestige, from private islandwide priority lounges to 24/7 global travel and medical assistance.

✧ Exclusive Priority Lounges with teller privacy
✧ Complimentary global airport lounge memberships
✧ Preferential FX spreads & zero ledger fees

Explore Privilege Matrix ➔

By Invitation or Qualification

Qualify for Sampath Priority Membership

Eligibility starts with a minimum aggregate deposit balance of LKR 15 Million or equivalent foreign currency holding across your Sampath Bank portfolio.

Apply for Priority Status ➔ 📥 Download Wealth Prospectus

🛡️ Uncompromising Protection

Bank with Absolute Confidence in Our Security Architecture

Your financial sanctity is our highest priority. We deploy cutting-edge defensive infrastructure, stringent multi-factor verification, and full Central Bank compliance to defend every transaction.

🔐

Layered Verification

Adaptive Multi-Factor Auth

Dynamic SMS & soft-token OTPs paired with biometric device recognition (Face ID & Fingerprint) verify every login and fund transfer.

● ISO/IEC 27001 Certified

🤖

Real-Time Defense

AI Anti-Fraud Shield

Continuous anomaly detection flags erratic velocity spikes, unauthorized overseas card swipes, and suspect behavioral deviations in milliseconds.

● 24/7 Automated Threat Radar

🏛️

Statutory Trust

Central Bank Compliant

Licensed and audited by the Central Bank of Sri Lanka (CBSL). Fully compliant with national payment guidelines and AML/KYC mandates.

● Regulated Commercial Bank

🔒

Data Protection

256-Bit SSL Encryption

All data in transit and at rest is secured via military-grade TLS 1.3 protocol. No unencrypted credential or session token is ever stored.

● Zero-Knowledge Password Vault

⚠️ Official Security Warning

Sampath Bank will NEVER ask for your PIN, OTP, or CVV

Beware of deceptive phishing SMS links, WhatsApp callers impersonating bank managers, or unverified emails. Always confirm you are visiting sampathvishwa.com before signing in.

🚨

Card Lost / Fraud Hotline

+94 11 230 3050

Report Suspicious Activity ➔

🤝 Islandwide Care & Support

We Are Here For You, Whenever You Need

Connect with our round-the-clock contact center, instantly freeze compromised cards, discover your nearest ATM or branch, and find swift answers to common inquiries.

📞

24/7 Contact Center

General Inquiries & Help

Multilingual customer service representatives available 24/7 across English, Sinhala, and Tamil for account assistance and digital services.

Priority Line:

+94 11 230 3050

Short Code: 1303 (Islandwide)

Call Customer Care ➔

🚨

Emergency Service

Instant Card Blocking

Misplaced your debit or credit card? Instantly block international transactions, POS usage, or permanently disable card access to stop unauthorized debits.

Emergency Card Hotline:

+94 11 230 0606

Or freeze via Vishwa App under Card Security

Block Card Online ➔

📍

Physical Network

Branch & ATM Locator

Access over 229 fully networked branches, 400+ Smart ATMs, Cash Recycling Machines (CRM), and dedicated 24-hour self-banking kiosks nationwide.

Browse Full Directory ➔

Frequently Asked Questions

Get fast answers to common questions regarding account opening, digital registration, and card services.

How do I self-register for Sampath Vishwa online banking?

▼

You can register online without visiting a branch if you hold an active Sampath Bank debit card and a registered mobile number. Visit the Vishwa portal, click Register Online, input your account or card number, and authenticate via SMS OTP to set your secure credentials.

What documents are required to open a personal savings account online?

▼

To open an account digitally via our onboarding app, you will need your valid National Identity Card (NIC) or Passport, proof of address (utility bill within 3 months if your NIC address differs), and proof of income/employment for standard compliance verifications.

What are the daily limits for CEFT real-time fund transfers?

▼

By default, CEFT transfers allow real-time settlements up to LKR 5,000,000 per transaction and up to your tailored daily ceiling. Daily limits can be adjusted through the Sampath Vishwa web portal under Security & Limit Management or by contacting your home branch.

How can I activate my credit card for overseas and online payments?

▼

International e-commerce and overseas point-of-sale features can be toggled on demand inside the Sampath Vishwa Mobile App. Navigate to Card Controls > Overseas Activation, define your travel dates and spending limits, and activate instantly.

Didn't find what you were searching for? Our customer specialists are ready to guide you.

Submit a Support Ticket ➔